IFSC Code Finder

Banksindia.net is one stop solution to find out all Bank IFSC code at just one click. Find all Indian Bank IFSC Code details here. Select the appropriate IFSC code to find Bank IFSC Code.

Find Branch Details/Address/MICR Code by IFSC Code.

Enter 11 Alpha Numeric IFSC Code.

IFSC stands for ‘Indian Financial System Code’ used by all Indian banks to transfer fund from one bank to another bank.

What's IFSC Code?

Indian Financial System Code (IFSC) is a 11 digit code provided by RBI (Reserve Bank of India) for identifying individual bank branch in India. It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT) and Centralised Funds Management System (CFMS).The code is of 11 characters. The first part is the first 4 alphabet characters representing the Bank. Next character is 0(zero), this is reserved for future use. The branch code is the last six characters.IFSC is used by the NEFT system to route the messages to the destination banks / branches.

Bank-wise list of IFSCs is available with all the bank-branches participating in NEFT. List of bank-branches participating in NEFT and their IFSCs is available on the website of Reserve Bank of India . All the banks have also been advised to print the IFSC of the branch on cheques issued by branches to their customers. For net banking customers many banks have enabled online search / pop-up of the IFSC of the destination bank branch.

Why you need IFSC Code?

Now a day’s transferring fund from one account to another account of the same bank is very easy and can be done in few seconds. But when it comes to transferring fund from one bank to another bank it usually takes 2-4 days. And here NEFT and RTGS comes into the picture. Every bank has it's own unique IFSC Code. This IFSC code is used to transferring fund from one bank to another bank within a day.

What is RTGS?

RTGS (Real Time Gross Settlement) is a fund transfer system used to transfer money from one bank to another. This gross basis transfer is a real time transfer system. Minimum amount can be transferred is Rs.2,00,000. Fees are applicable.

What is NEFT?

NEFT (National Electronic Fund Transfer) is an online fund transfer system supported by RBI. NEFT is used for small and medium amount transfer between banks and accounts. No minimum amount limit for NEFT.